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Mortgages

Whether you’re a first time buyer looking to get on the housing ladder with a 95% mortgage, an existing home owner wanting to remortgage, a landlord looking for a buy to let mortgage, if you’re self employed or even if you’ve had poor credit in the past, then we can offer advice on a mortgage to suit your needs. If you are struggling with affordability due to restrictive income multiples on a first charge then it’s worth considering a second charge mortgage. In light of tax changes to investment properties, as of April 2017 more and more professional landlords are looking down a limited company buy to let route by setting up a Limited company SPV to reduce their tax liabilities.

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